to hell with both wu and mg, simply patronize iop's which take bitcoin. As a last resort, send cash or money orders
Word! I learned BC as quickly as I could (after I got over my fear factor) and kept reading to try to stay even safer. Like most of us I started at CB but learned that you shouldn't send direct to the vendor, so then I read and read about wallets. Been doing that but I know there is still a lot to learn.
@Zenak regarding gift cards - I think it depends where it is going. For example during the holidays I would love to give some gift cards as I can buy them with my credit card points. But I later found out that many people need cash, and they would sell their gift card but take a loss. That may play a factor in who takes them and where they are.